Through Resolution SS.SG. No. 231 dated October 29, 2025 (the “Resolution”), the Superintendency of Insurance updated the regulatory framework applicable to the issuance of insurance policies and other insurance coverage instruments in electronic format, abolishing Resolution SS.SG. No. 136/2018.
This measure forms part of the ongoing digital transformation process within the insurance sector and the implementation of Law No. 6822/2021, which regulates trust services for electronic transactions and recognizes the legal validity of the qualified electronic signature, equating it to a handwritten signature.
As of the Resolution’s effective date, no new policies may be issued using facsimile signatures, which will be replaced by secure digital mechanisms. In other words, electronic policies must be signed using a qualified electronic signature by the authorized representatives of the insurance company.
The Resolution sets forth the minimum conditions that insurance companies must comply with to issue policies in electronic format. Insurers that have not yet been authorized to do so must notify the Superintendency at least 10 business days in advance of their decision to issue electronic policies, submitting the list of authorized signatories, the qualified electronic signature certificates, and the report issued by the information technology department.
Policyholders must indicate in the insurance proposal the electronic means through which they wish to receive the policy. Should a printed copy be requested, it must include a secure verification code allowing for the authentication of the digital document.
Insurers must implement systems that enable the verification of the existence and validity of electronic policies, such as QR codes, tools for validating qualified electronic signature certificates, or accessible online consultation platforms.
The Resolution further requires insurers to maintain adequate technological infrastructure, cybersecurity measures, data backup and recovery procedures, and to conduct periodic assessments of technological risks.
Through Resolution SS.SG. No. 210 dated September 25, 2025 (the “Resolution”), the Superintendency of Insurance (“SIS”) established the minimum conditions for the marketing of insurance through electronic means and non-face-to-face channels.
Insurance products may now be marketed through mobile applications, websites, social media, messaging platforms, or telephone calls, whether made from fixed or mobile lines.
Insurance proposals and pre-contractual documents must be signed by the applicant using a qualified electronic signature or, alternatively, a simple electronic signature, if it is supported by an appropriate authentication mechanism.
Before executing the contract, the policyholder must receive clear information regarding the rights, obligations, and terms of the insurance, and must express consent freely, expressly, and unequivocally. Likewise, insurers must ensure that consumers have access to accurate and comprehensive information on coverages, exclusions, costs, claims procedures, and contact details of the intermediary or insurance company.
It is worth noting that insurers are required to retain electronic records, including metadata, IP addresses, and validation codes, which demonstrate the traceability and validity of the policyholder’s consent. These records must be kept for at least 2 years following the expiration of the policy.
Finally, insurers must implement internal control systems, technological risk management frameworks, contingency plans, and incident-response protocols to address security breaches or data leaks.
Through Resolution No. 460 dated September 22, 2025 (the "Resolution"), effective upon issuance, the Secretariat for the Prevention of Money Laundering or Asset Forfeiture (“Secretaría de Prevención de Lavado de Dinero” or “SEPRELAD”) authorized the implementation of the “Deactivation of Obligated Entities” (the “Module”) developed within the Integrated Operations Reporting System (“Sistema Integrado de Reporte de Operaciones” or “SIRO”). The measure aims to establish an automated mechanism allowing Obligated Entities to request the cancellation of their system access credentials for reasons such as (i) change in economic activity, (ii) suspension or closure of the company, or (iii) other reasons motivating the request.
The Module is available both to Obligated Entities that have a natural supervisory body and to those directly supervised by SEPRELAD’s Directorate General of Supervision and Regulation.
Among the main requirements are the submission of the deactivation request, an updated Taxpayer Registration Certificate (RUC), proof of payment of the annual fee, and documentation confirming that the sector’s supervisory authority has been notified of the activity’s termination, among others. In the case of legal entities, a shareholders’ meeting resolution approving the cessation of operations is also required, while individuals must submit an authenticated copy of their national identity document.
It is important to note that both individuals and legal entities must be current with their regulatory obligations to request deactivation. This includes compliance with the submission of required reports and payment of the annual fee for system use.
All communications related to the deactivation process will be sent to the registered email address. Upon completion of the process, SEPRELAD will issue a Deregistration Management Certificate in the SIRO Registry.
Through Resolution No. 1 dated September 2, 2025, the Central Bank of Paraguay updated the Regulation on Transparency and Minimum Criteria for the Collection of Fees, Charges, and Penalties in the Financial System (the “Regulation”).
The Regulation introduces a new chapter specifically addressing automatic debits, applicable to all entities supervised by the Superintendency of Banks (“SIB”). Among the key updates are the prohibition on including irrevocability clauses in debit authorizations and the possibility for clients to suspend or revoke the service by any reliable means up to 48 hours prior to the due date.
In addition, supervised entities must assign a unique identification number to each credit operation, which must appear in the contract, settlement, promissory note (pagaré), and any other related document. The Regulation also requires the implementation of mechanisms to ensure the effective cancellation of originating documents once the credit has been settled. This obligation must be incorporated into each entity’s operational manuals, including a specific timeframe for compliance. The SIB may also issue standardization rules regarding the unique identification of credit operations.
En sesión del 5 de noviembre de 2025, el Senado se ratificó en su versión del Proyecto de Ley de Protección de Datos Personales, quedando así sancionada la normativa. Con ello finaliza un proceso iniciado en mayo de 2021, cuando la propuesta legislativa inició su trámite constitucional ante la Cámara de Diputados.
La nueva ley define un marco regulatorio integral para el tratamiento de datos personales en Paraguay, incorporando principios y obligaciones alineados con prácticas internacionales en materia de protección de la privacidad y gestión de información.
El texto será remitido al Poder Ejecutivo para su promulgación.
El Ministerio de Trabajo, Empleo y Seguridad Social (MTESS) dictó la Resolución 1163/2025, mediante la cual se dispone la reducción del uso de papel en documentos laborales de tenencia obligatoria y se establecen nuevos aranceles para los servicios digitales disponibles a través del Sistema de Registro Obrero Patronal (REOP).
Contexto normativo
La medida se enmarca en la política nacional de digitalización administrativa prevista por la Ley 6562/2020, que promueve la sustitución del formato papel por medios electrónicos en la gestión pública.
El MTESS cita además el Decreto 1989/2024, que introdujo el Libro de Información Laboral y el Registro Único de Personal en formato digital, y la Resolución 324/2025, que implementó la generación electrónica de recibos de salario, vacaciones y aguinaldo a través del sistema REOP. La nueva disposición se complementa con las políticas de racionalización del gasto público previstas en el Presupuesto General de la Nación 2025, que exhortan a los organismos del Estado a reducir el uso de papelería y optimizar los recursos institucionales.
Reducción del uso de papel
La resolución establece que los empleadores deberán priorizar el uso del formato digital para los documentos laborales de conservación obligatoria —tales como libros, planillas, contratos y recibos—, en reemplazo progresivo del formato impreso.
El Ministerio fundamenta la medida en la disponibilidad de soluciones tecnológicas ya operativas en el REOP y en la página institucional, que permiten gestionar de manera electrónica los principales trámites laborales:
Hojas unitarias para libros laborales.
Solicitud de homologación del reglamento interno.
Recibos de salarios, vacaciones y aguinaldos.
Constancia de no estar inscripto.
Certificados laborales digitales.
El objetivo es fomentar la digitalización, reducir los tiempos de tramitación y mejorar la inclusión digital, especialmente para empleadores ubicados en zonas alejadas o con dificultades de acceso a la sede ministerial.
Aranceles para servicios digitales
La resolución actualiza y unifica los aranceles aplicables a los servicios digitales gestionados a través del sistema REOP. Los nuevos valores son los siguientes:
Description
Amount
Hojas unitarias para uso de libros de empleados y obreros
Gs. 1.500
Hojas unitarias para uso de libros de sueldos y jornales
Gs. 1.500
Hojas unitarias para uso de libros de vacaciones
Gs. 1.500
Constancia de no estar inscripto
1 jornal mínimo vigente
Asimismo, se autoriza la impresión y venta de recibos de salario, vacaciones y aguinaldo por un valor de Gs. 3.000 por unidad, hasta la implementación definitiva de los recibos electrónicos, prevista de manera gradual.
Derogación y vigencia
La Resolución 1163/2025 deroga expresamente la Resolución 889/2023, que regulaba los aranceles anteriores para planillas, libros y certificados laborales.
La nueva disposición entrará en vigor a partir de su publicación oficial, y encomienda a la Dirección General de Administración y Finanzas del MTESS la ejecución de los ajustes operativos y financieros necesarios para su implementación.
El Ministerio de Trabajo, Empleo y Seguridad Social (MTESS) aprobó la Resolución Nº 1146/2025, mediante la cual se autoriza la implementación y uso del Sistema Unificado de Asesoramientos y Denuncias (SUAD).
Esta herramienta tecnológica busca centralizar y digitalizar los procesos de atención, registro y seguimiento de asesoramientos y denuncias laborales, fortaleciendo la trazabilidad y la uniformidad de los procedimientos administrativos en todo el territorio nacional.
¿Qué es el SUAD?
El SUAD es la nueva plataforma institucional del MTESS destinada a gestionar de forma integrada los distintos trámites vinculados a la tutela administrativa de los derechos laborales. A través de este sistema, el Ministerio podrá registrar asesoramientos legales, recibir denuncias por incumplimientos laborales, gestionar conciliaciones y derivar casos a fiscalización, aplicando criterios estandarizados de clasificación y priorización.
Entre sus objetivos se destacan:
Unificar en un solo sistema la gestión de asesoramientos, denuncias y actuaciones.
Garantizar la trazabilidad de todos los procesos, desde la recepción hasta la resolución.
Mejorar la calidad de los registros administrativos y la coordinación entre dependencias.
Incorporar herramientas digitales que faciliten la gestión de datos, el control y la transparencia.
Implementación y alcance
El uso del SUAD será obligatorio en todas las dependencias del Ministerio que tramiten asesoramientos y denuncias laborales, quedando prohibida la utilización de registros paralelos fuera de la plataforma.
Su implementación será progresiva, iniciando en la sede central del MTESS y en las direcciones regionales designadas en una primera etapa, hasta extenderse a todo el país.
El sistema operará con dos perfiles principales:
Perfil Administrador, con acceso integral a los módulos del sistema, facultado para validar registros, autorizar actuaciones y derivar los casos a fiscalización o conciliación.
Perfil Operativo, habilitado para registrar asesoramientos, denuncias y conciliaciones, completando los datos requeridos y adjuntando los documentos de respaldo.
Ambos perfiles estarán sujetos a trazabilidad y a deberes de confidencialidad y custodia de la información.
Estructura del sistema
El SUAD está organizado en cuatro módulos principales, que cubren todas las etapas de la gestión administrativa:
Asesoramientos laborales, orientados a brindar orientación técnica y jurídica preventiva a trabajadores o empleadores.
Denuncias laborales, que permiten formalizar la comunicación de incumplimientos normativos e iniciar el procedimiento administrativo.
Conciliaciones laborales, desarrolladas ante la Autoridad Administrativa del Trabajo como mecanismo para resolver conflictos de forma directa y voluntaria.
Actuaciones y derivaciones, módulo interno mediante el cual las denuncias se clasifican y se derivan conforme a su gravedad, reincidencia y tratamiento adecuado (subsanación, conciliación o fiscalización).
Anexos técnicos
La resolución aprueba dos manuales complementarios de aplicación obligatoria para el uso del SUAD:
Anexo I – Manual de Usabilidad del SUAD.
Establece las reglas técnicas y operativas del sistema, describiendo detalladamente la funcionalidad de los cuatro módulos, los procedimientos de registro, los tipos de actuación y los pasos de gestión digital de asesoramientos, denuncias y conciliaciones. Su objetivo es estandarizar criterios, mejorar la calidad de los registros y garantizar la trazabilidad documental en todas las dependencias del Ministerio.
Anexo II – Manual Jurídico de Motivos y Ponderación.
Desarrolla la definición jurídica de 67 motivos de incumplimientos laborales, que abarcan materias como seguridad social, pago de salarios, vacaciones, maternidad, jornada laboral, entre otros.
Cada motivo cuenta con su descripción jurídica, fundamento normativo y nivel de gravedad, dentro de una matriz que va de G1 (crítico) a G6 (leve).
El sistema asigna automáticamente una ponderación a las denuncias en función de la gravedad del hecho y la reincidencia de la empresa, orientando la respuesta institucional más adecuada:
Fiscalización inmediata (G1 y G2).
Conciliación o fiscalización prioritaria (G3 y G4).
Notificación o subsanación (G5 y G6).
Esta herramienta busca asegurar decisiones homogéneas, evitar disparidades en el tratamiento de casos similares y optimizar los recursos institucionales.
Principios de operación y seguridad
El SUAD se rige por los principios de confidencialidad, disponibilidad y seguridad de la información.
La resolución prohíbe expresamente el uso, acceso o divulgación no autorizada de datos, así como la descarga o reproducción de información fuera de los fines previstos.
La Dirección de Tecnología de la Información (DTIC) es responsable de garantizar los controles de acceso, el respaldo periódico de la información y la gestión de vulnerabilidades, mientras que el Observatorio Laboral estará a cargo de la reportería institucional y de los informes estadísticos.
Asimismo, la norma dispone la creación de un esquema de auditoría y mejora continua, con revisiones periódicas sobre calidad de datos y tiempos de gestión, además de un plan de formación obligatoria para los funcionarios que operen el sistema.
Entrada en vigor
El Sistema Unificado de Asesoramientos y Denuncias entrará en vigor el 15 de octubre de 2025, conforme a la Resolución MTESS Nº 1146/2025.
Regulates Law No. 4535/2025 for Micro, Small, and Medium-Sized Enterprises (“ “MIPYMES” for its initials in Spanish”)
Decree No. 4638/2025
September 18, 2025
Paraguay incorporates a new regime of origin within the framework of the Sixty-Ninth (69th) Additional Protocol to Economic Complementation Agreement (“ACE”) No. 35 between the Southern Common Market (“MERCOSUR”) and Chile.
General Resolution No. 36/2025
September 11, 2025
The National Tax Revenue Directorate (“DNIT”) established administrative measures for guarantee trusts.
September – 2025:
► Decree No. 4535/2025 – Law No. 4457/20l2 on MIPYMES is regulated.
The Executive Branch issued Decree No. 4535/2025, which regulates the recently amended and expanded law on the promotion of MIPYMES. The new regulations reinforce the state's commitment to the formalization, competitiveness, and sustainability of a sector that represents the majority of the country's business fabric.
The decree consolidates the role of the Ministry of Industry and Commerce (“MIC”), through its Vice Ministry of MIPYMES, as the authority responsible for coordinating public policies for the development of the sector. Under its direction, a National MIPYMES System is created, which will integrate public, private, and academic entities to implement training, technical assistance, innovation, and access to financing programs.
One of the central points of the regulation is the official classification of MIPYMES, which is established according to their level of turnover and number of workers:
Category
Employees
Annual Turnover
Microenterprises
≤ 10
≤ $ $ 1 billion
Small businesses
11-30
≤ G. 5 billion
Medium-sized companies
31-50
≤ G. 10 billion
This classification is the basis for access to benefits and support programs, as well as for inclusion in the new National Registry of MIPYMES ("RENAMIPYMES"), which will issue the MIPYMES Card, a digital document that certifies formal MIPYMES status and allows access to government incentives.
The decree also regulates the differentiated tax and labor regime introduced in Law No. 7444/25, which provides the following benefits for micro and small enterprises with respect to mandatory taxes related to the exercise of their respective economic activity, corresponding to services provided for registration and authorization by central government agencies and decentralized entities:
Seniority:
≤ 3 years
> 3 years
Microenterprises
Exemption
75% discount
Small businesses
N/A
80% discount
In the labor sphere, more flexible contractual arrangements and a transitional regime are being introduced, allowing micro-enterprises to pay 80% of the minimum wage during their first three years of formal operation.
The regulation also promotes the simplification of procedures through the Unified System for Opening and Closing Businesses (“SUACE”), the digitization of administrative processes, and the creation of financial support mechanisms such as the FONAMIPYMES trust, designed to facilitate access to credit and operating capital.
With these regulations, the State seeks to create a more agile and accessible environment for MIPYMES, promoting their formal growth, financial inclusion, and active participation in the national economy.
► Decree No. 4638/2025 – The 69th Additional Protocol to ACE No. 35 between MERCOSUR and Chile is incorporated into the national legal system.
The Executive Branch issued Decree No. 4638/2025, incorporating into national law the 69th Additional Protocol to ACE No. 35, concluded between the States Parties of MERCOSUR and the Republic of Chile. With this measure, Paraguay updates and harmonizes its regulations on rules of origin, completely replacing Annex 13 of the ACE and its previous amendments.
The new text seeks to modernize the regulatory framework governing trade between MERCOSUR and Chile, adapting it to the current needs of operators and aligning it with international standards on trade facilitation. In this regard, more precise definitions, simplified administrative processes, and a clearer procedural structure are introduced, resulting in greater legal certainty and predictability for economic agents.
The Rules of Origin included in the Protocol establish the criteria that determine when a product can be considered originating and, therefore, benefit from the tariff preferences of the agreement. Among the main amendments are the following:
Updating of the rules of origin: The criteria under which a product is considered to be originating in MERCOSUR or Chile are specified, including the tariff jump (first four digits of the tariff nomenclature) for granting the origin regime. This tariff jump may be waived if the CIF value of non-originating materials used in the production of the goods does not exceed the respective tolerance margins of the FOB value of the finished product (40% in general and 45% for certain products).
New specific origin requirements: For certain agricultural, food, and industrial products, detailed technical requirements (such as the use of regional raw materials or specific manufacturing processes) are established that must be met in order to access the preferences of the agreement.
Recognition of digital certificates of origin: The protocol grants full legal validity to certificates issued electronically and digitally signed by authorized certifying entities. This represents a significant step toward the digitization of regional foreign trade, reducing administrative costs and time.
Strengthening of control and verification procedures: Clear rules are established on record keeping, the submission of sworn statements of origin, deadlines for verification by customs authorities, and mechanisms for cooperation between competent authorities. Verifications may even be carried out through visits to the premises of exporters or producers, under regulated conditions and with respect for the confidentiality of information.
Accumulation and flexibility mechanismsThe possibility remains for materials originating in any signatory country to the ACE to be considered as originating in the other countries. In addition, a differentiated origin regime favorable to Paraguay (50% tolerance margin) is incorporated until 2038, with the possibility of automatic renewal for successive 5-year periods, which is applicable to parts of chapters 38, 39, 61, 62, 62, 85, 87, 94, and 95 of the tariff nomenclature.
Transition and repeal of previous rulesThe new protocol repeals the previous ones (58th, 63rd, 65th, and 68th) that amended the same annex, unifying the current provisions on origin into a single text. This facilitates the practical application of the regime and eliminates inconsistencies arising from overlapping rules.
The Additional Protocol will enter into force sixty days after the Latin American Integration Association ("ALADI") notifies the signatory countries of the receipt of formal notifications of compliance with the internal procedures of each State Party. At the national level, the MIC will be the authority responsible for its implementation and coordination, together with the other public institutions competent in customs and trade matters.
With this incorporation, Paraguay reaffirms its commitment to regional economic integration, trade liberalization, and the harmonization of rules that promote a more competitive and predictable environment for businesses. The new rules of origin regime is a key tool for strengthening the country's participation in regional value chains and improving access conditions for Paraguayan products to the Chilean market and other MERCOSUR partners.
► General Resolution No. 36/2025 - Administrative measures were established for guarantee trusts.
The DNIT issued General Resolution No. 36/2025, which establishes new administrative measures applicable to guarantee trusts, with the aim of facilitating their identification and simplifying compliance with their tax obligations.
This resolution extends to all guarantee trusts the special conditions that previously only benefited those established under the "Che Róga Porã" program, thus seeking to standardize the administrative treatment of this type of fiduciary structure.
Guarantee trusts are considered transparent legal structures under Law No. 6380/2019, and therefore they usually register for Corporate Income Tax ("IRE") and Value Added Tax ("VAT") obligations. However, in practice, they only record economic movements at the beginning and end of the contract, remaining inactive for most of its term.
The DNIT seeks to reduce the operational burden involved in filing monthly returns with no movement and recording receipts. Consequently, the resolution introduces a more streamlined procedure adapted to the nature of these financial instruments. Among the main provisions are:
Registration in the Single Taxpayer Registry ("RUC”): Guarantee trusts must register only with the annual obligations of General IRE - Code No. 700 and "Annual Receipt Registry" - Code No. 956, thus eliminating the monthly administrative burden of document filing and VAT.
VAT return: These trusts will only have to settle and file VAT returns in periods when there are operational movements, eliminating the obligation to file monthly returns without activity. It will not be necessary to maintain the General VAT obligation (code 211) active in the RUC.
Adjustment of already registered trusts: Guarantee trusts that are already registered must cancel the General VAT obligation and the monthly receipt registration, replacing them with the annual registration. This transition must be accompanied by the declaration of closure of the canceled obligations, corresponding to the last fiscal period affected.
The new regime represents a significant step forward in terms of administrative simplification, as it adapts the formal requirements of the DNIT to the operational reality of guarantee trusts. These measures reduce compliance costs and times, benefiting both trustees and trustors who bear the costs of the trust business. In addition, the scheme reinforces the traceability and control of trust movements through digitized annual records, maintaining fiscal transparency without imposing unnecessary burdens.
On October 14, 2025, the Chamber of Deputies enacted the “Securities and Commodities Market Law” (the “Law”), previously approved by the Chamber of Senators. Consequently, the Law was sent to the Executive Branch for its promulgation. The bill had originally been submitted to Congress for consideration by the Ministry of Economy and Finance.
The Law seeks to unify the local legal framework related to the securities and commodities market, which up until now had been scattered across seven separate laws, including those establishing the Superintendency of Securities, the Securities Market Law, the law regulating investment funds, and the law governing credit rating agencies, among others.
Accordingly, the Law -as well as the Resolution regulating the Law to be issued in the coming months- will now regulate the operations of entities directly or indirectly involved in the securities market, such as stock and commodity exchanges, brokerage firms, securities depositories, investment funds, credit rating agencies, clearing and settlement houses, securitization companies, securities traders, and investment advisors.
Additionally, the Law introduces rules governing crowdfunding, which previously was not regulated as an activity.
The Law also reaffirms the Central Bank of Paraguay as the governing authority over activities related to the securities and commodities market, acting through the Superintendency of Securities. In this regard, the Superintendency of Securities will issue the corresponding resolution to regulate the provisions of the Law in the coming months.
In future updates, we will examine in greater detail the main reforms introduced by the Law, which establishes the new regulatory framework for the Securities and Commodities Market and for investment services and activities.
The Senate approved a bill to reform of the metropolitan public transport service.
Start Orders
August 26, 2025
The Ministry of Public Works and Infrastructure (“MOPC”) issued commencement orders for the construction of sanitary sewer systems in 3 cities as part of a sanitation program. Value of the project: USD 40 million.
Call for Bids
September 12, 2025
The National Directorate of Public Procurement (“DNCP”) published on its official website an International Public Tender (“LPI”) for the paving of Route PY12 (Cruce Colonia Margarita – Itakyry section), convened by the MOPC.
Bill
July 24, 2025
The Executive Branch submitted a bill to merge the Ministry of Industry and Commerce, the Vice Ministry of Mines and Energy and the National Secretariat of Tourism into the new Ministry of Industry, Commerce, Tourism, Mines and Energy.
Project Socialization
August 19, 2025
The MOPC launched the public consultation process for the tender of the project to improve urban access to Route PY01. Value of the project: USD 180 million.
Award
September 23, 2025
The MOPC announced the awarding of International Public Tender No. 3101, for the improvement and duplication of Route PY01 on the Cuatro Mojones – Quiindy section, which will demand investments estimated in over USD 400 million..
Call for Bids
September 30, 2025
National Directorate of Public Procurement (“DNCP”) published National Public Tender ID No. 475451 for the execution of maintenance dredging works on the Paraguay River along the section from the Paraná River confluence to the Apa River mouth.
More Information:
I. The Senate Approves with Amendments a Law Reforming the Metropolitan Public Transport Services
On July 24, the Executive Branch, through the Ministry of Public Works and Communications (MOPC), submitted to the National Congress the bill entitled “Establishing Oversight of Land Transportation and Amending and Expanding Provisions of Law No. 1590/2000 Relating to the Metropolitan Public Passenger Transport Service” (the “Bill”). The Bill seeks to redefine the metropolitan public transport service and, at the same time, reorganize the sector’s oversight through the creation of a modern institutional framework.
A. Institutional Framework
El Proyecto de Ley establece que la prestación de los Servicios de Transporte Público Metropolitano (“Servicios”) se organizará mediante contratos de concesión adjudicados por el MOPC a través de licitaciones públicas. Los Servicios a ser concesionados incluyen:
fleet supply contracts,
infrastructure supply contracts,
fleet operation services, and
complementary services.
Fleet supply, fleet operation, and complementary service contracts may be awarded for terms of up to 15 years, while infrastructure supply contracts may extend up to 20 years.
The Bill also allows concession contracts to include arbitration as a dispute resolution mechanism for matters of a private nature, thereby introducing higher predictability standards for international stakeholders.
B. Financing and Tariff Scheme
The Bill establish a Financing Administration Trust with segregated assets to be managed managed by the Development Finance Agency (Agencia Financiera de Desarrollo or AFD) (the “Trust”)acting as trustee and the MOPC as trustor. The Trust is aimed exclusively at ensuring timely payments to service providers. This mechanism seeks to reduce liquidity risks and enhance the system’s financial stability.
The Trust’s funds may be carried over between fiscal years and must cover firm liabilities for a minimum of 12 months, according to the contractual schedule. Revenues from the electronic ticketing system will be transferred daily to the Trust, which will in turn pay the operators as instructed by the MOPC. Additionally, internal and external audits are established, including the oversight by the Office of the Comptroller General of the Republic (CGR), to ensure transparency and proper management of resources.
Regarding fares, the Executive Branch will set user tariffs based on MOPC proposals, taking into account criteria such as : affordability, sustainability, and equity. Provider’s compensation may be calculated based on variables such as kilometers traveled, passengers transported, or fleet and infrastructure availability, as well as service levels and performance indicators. To safeguard economic balance, remuneration will be subject to automatic adjustment mechanisms through polynomial formulas linked to relevant cost evolution, thus providing long-term revenue certainty.
C. Technical and Sustainability Conditions
The Bill introduces a maximum age of 15 years for fleet units, requiring the progressive renewal of buses in service. Likewise, it also authorizes mandates for low- or zero-emission vehicles, opening space for investment in new technologies and sustainable mobility solutions.
The Bill also allows the State to acquire bus fleets and infrastructure for the service and to operate them under different contractual schemes—leasing, commodatum, usufruct, management trusts, financial leasing, or others—depending on the public interest. For electric or hybrid buses and their charging infrastructure, direct pilot agreements with specialized providers are contemplated.
A special regime is also created for assets allocated to the service, requiring registration in a dedicated registry, setting out rules for dereservation upon contract termination, and establishing protections to limit attachment or enforcement by creditors, thereby strengthening operational security .
Furthermore, the mandatory interoperability of electronic ticketing systems with multiple payment methods is introduced, encouraging technological innovation in the user experience and creating opportunities for digital service providers.
D. Guarantee of Service Continuity
From the users’ perspective, the Bill guarantees continuous provision of the service even in the event of strike , by establishing minimum coverage percentages. It also reinforces users’ rights through the establishment of quick and accessible complaint mechanisms and granting the regulator broad supervisory powers to ensure the quality and safety of the service.
E. Legislative Process
The Bill was approved by the Senate, the chamber of origin, on September 9, 2025, and is currently pending before the Chamber of Deputies for its second constitutional review. The Bill is available at the following link.
II. Progress of the Sanitation Program for Intermediate Cities
MOPC recently issued commencementorders for the construction of sanitary sewer systems in 3 of the 4 cities included in the Sanitation Program for Intermediate Cities (the “Program”), financed by the Development Bank of Latin America and the Caribbean (CAF). The cities are: Santa Rita (Alto Paraná), San Ignacio Guazú (Misiones), and Carapeguá (Paraguarí).
The Program aims to expand sewer network coverage, optimize wastewater treatment, and improve the drinking water supply. The Program also encompasses the construction of collection networks, pumping stations, household connections, and wastewater treatment plants (WWTPs), enabling effluents to be returned to the environment under safe and sustainable conditions. More than 120,000 people in the four selected cities are expected to benefit.
The contracts for the works were awarded through International Public Tender No. 33/24 for a total value of approximately ₲ 358,937 million (approximately USD 50 million), to the following companies:
In Santa Rita, to Construcciones y Viviendas Paraguayas S.A. (COVIPA) with an investment of ₲ 82,459 million (approximately USD 11.5 million).
In San Ignacio Guazú, to the Rovella-TOCSA Consortium, with an investment of ₲ 114,423 million (approximately USD 16 million).
In Carapeguá, to the Carapeguá Sanitation Consortium. The investment will amount to ₲ 87,004 million (approximately USD 12 million).
The execution of the works will be overseen by the Directorate of Drinking Water and Sanitation (DAPSAN), a division of the MOPC. Completion and delivery are scheduled for July 2028.
The Project marks a significant step in strengthening tParaguay’s sanitation infrastructure, not only by expanding coverage in intermediate cities facing growing urban demand, but also by creating opportunities for the private sector in areas such as engineering, construction, equipment supply, and the operation of related services.
III. Tender for the Paving of Route PY21: Cruce Colonia Margarita – Itakyry Section
General Aspects
On September 12, 2025, MOPC, through the National Directorate of Public Procurement (DNCP), published International Public Tender No. 468137 corresponding to MOPC Call No. 94/2025 (the “Project”). The Project involves the asphalt paving of a 26.5 km section of Route PY21, which connects Cruce Colonia Margarita with the city of Itakyry, in the department of Alto Paraná.
The Project is designed to facilitate the transportation of goods along this corridor while improving access to healthcare and educational centers.
Characteristics
Project Value and Financing The works are estimated at ₲ 134,280,210,326 (approximately USD 19 million). Financing will be provided through a loan from the Development Bank of Latin America and the Caribbean (CAF), approved under Law 6897/2022. An advance payment of 10% of the contract is foreseen, and the validity will extend until the final acceptance of the works.
Bid Maintenance Guarantee Bidders are required to submit a bid maintenance guarantee equivalent to 5% of the bid amount, either through a bond or a bank guarantee.
Awarding System The contract will be awarded be based on the lowest economically advantageous offer, provided that it complies with the substantial conditions of the bidding documents.
Subcontracting Subcontracting is permitted; however, subcontracted works may not exceed 20% of the total contract amount.
Contracting Authority MOPC.
Relevant Dates Key dates in the process are as follows: (i) October 13, 2025, as the deadline for submitting questions;
(ii) October 17, 2025, for the submission of bids (09:00 a.m.) and their opening (09:30 a.m.) in the Assembly Hall of the MOPC Central Building.
Through this tender, the MOPC continues to advance the consolidation of Route PY21 as a strategic corridor for agricultural production, strengthening market access and contributing to the development of local communities.
IV. Executive Branch submits Bill to create the Ministry of Industry, Commerce, Tourism, Mining and Energy
On July 24, the Executive Branch submitted to the National Congress the bill entitled “To Creat the Ministry of Industry, Commerce, Tourism, Mining and Energy” (the “Bill”), which seeks to merge and reorganize various areas of the Executive into a single ministry with expanded powers over industrial, energy, mining, and tourism matters.
Institutional Framework
The Bill provides for absorbing the Ministry of Industry and Commerce, the Vice Ministry of Mines and Energy (currently under the MOPC), and the National Secretariat of Tourism. Consequently, the new ministry would be organized into 5 vice ministries: Industry; Commerce and Services; MSMEs; Tourism; and Mines and Energy.
Article 7 of the Bill sets out its functions and powers, which include formulating national policies in industrial, commercial, energy, mining, and tourism; issuing regulations and technical guidelines; and representing the State before autonomous entities in the sector.
Powers in the Energy Sector
The new ministry will assume, among others, the following responsibilities:
Formulate national energy and mining policy.
Establish technical guidelines for the management of energy and mineral resources.
Grant authorizations, permits, licenses, approvals, contracts, and concessions.
Regulate, oversee, and supervise activities related to energy, mining, and hydrocarbons.
Implement policies to ensure energy security, including the expansion of electricity generation from different sources.
These provisions would integrated into the current regulatory framework, which includes, among others, Law 966/64 (Organic Charter of ANDE) and Law 6977/22 (Promotion of Non-Conventional Renewable Energies, currently under amendment)1. If enacted as originally drafted, certain powers currently vested in ANDE under Law 966/64 would be transferred to the new ministry.
Cross-Cutting Scope
Beyond its powers in the energy sector, the ministry would be empowered to promote national industry, foster exports, regulate quality standards, encourage technological innovation, and develop policies for cultural and ecological tourism. It may also establish fees for administrative services and participate in international negotiations related to trade, energy, and mining.
Legislative Process
The Bill is currently under consideration in the Chamber of Deputies. It has already received opinions from the Committees on Economic and Financial Affairs, Budget Execution Control, Legislation and Codification, and Energy and Mining. Its discussion, originally scheduled for the plenary session on September 16, 2025, was postponed. The full text is available at the following link.
V. MOPC moves forward with public call process for the Urban Access to Route PY02 Expansion Project
In August, the MOPC held informative sessions to present the project to expand of the Urban Access to Route PY02, a strategic initiative designed to improve connectivity between Greater Asunción and cities in the country’s interior.
The project includes the construction of an elevated urban highway stretching nearly 4 kilometers, with two roadways and four lanes, connecting Ñu Guasú and Silvio Pettirossi avenues, complemented by two new access corridors to Route PY02.
The first, the so called Ypacaraí – Areguá – Luque Corridor, starting at km 41 of Route PY02 and including a new bypass in Areguá, designed to streamline traffic and boost local trade and tourism.
The second, the Ypacaraí – San Bernardino – Luque (Tarumandy) Corridor, beginning at km 43 and including lane duplication, urban improvements, and direct access to Nueva Colombia and Route PY02 itself.
The works will be executed by Rutas del Este S.A., the Route PY02 concessionaire under a Public-Private Partnership (PPP) scheme, with an estimated investment of USD 180 million. The project is currently in the public call process for competitive subcontracting of the works.
This project not only seeks to significantly reduce travel times between Greater Asunción and the country’s interior cities, but also to generate positive impacts on road safety, regional tourism, and economic competitiveness, consolidating itself as one of the most important urban interventions in Paraguay’s road infrastructure.
VI. MOPC awards the International Public Tender for the duplication of Route PY01
On September 23, the MOPC announced the award of International Public Tender No. 3101 (the “Tender”) for the improvement and duplication of Route PY01, along the 108-kilometer section between Cuatro Mojones and Quiindy (the “Project”). The Project will be executed under the Public-Private Partnership model, in accordance with Law No. 5102/13 and Regulatory Decree No. 1467/2024.
The award was granted to the consortium Rutas del Mercosur (the “Consortium”), composed of Tecnoedil S.A. (a Paraguayan company), Alya Constructora S.A. (a Brazilian company), Construpar S.A. (a Paraguayan company) and Semisa Infraestructura S.A. (an Argentine company).
The proposal submitted by the Consortium includes a Deferred Investment Payment of USD 24,077,936.70 (VAT included), which represents an 8% reduction compared to the reference value set forth by the MOPC, within a total investment project exceeding USD 400,000,000.
The initiative covers the duplication of Route PY01 from Cuatro Mojones, in the Central Department, to the city of Quiindy, in Paraguarí, spanning a total of 108 kilometers, with maintenance for 30 years.
This is the second project implemented under the Public-Private Partnership (PPP) model in the country and includes overpasses, bypasses and service roads that will enhance mobility, boost development, and reduce travel times for thousands of users. With this Project, which represents one of the most significant urban interventions in the country’s road infrastructure, Paraguay takes another step towards the modernization of its road network and strengthens its role as a logistics hub in the region.
VII. Call for bids for maintenance dredging of the Paraguay River
On September 30, 2025, the National Directorate of Public Procurement (DNCP) published National Public Tender ID No. 475451 (“Tender”), corresponding to MOPC Call No. 108/2025, convened by the Ministry of Public Works and Communications (MOPC), for the execution of maintenance dredging works on the Paraguay River along the section from the Paraná River confluence to the Apa River mouth.
The reference value of the contract amounts to ₲ 475,098,391,960 (approximately USD 63 million), with a contract term of 36 months from the notice to proceed. The bidding process is supported by a budget availability certificate issued by the Ministry of Economy and Finance.
Scope of works The Tender is divided into 3 lots, each comprising 3 main items:
Dredging of critical navigation steps (89 in total; number subject to modifications).
Supply and installation of between 36 and 50 buoys and AIS-equipped beacons per lot, including their mooring systems and full maintenance for the 36-month contract term.
Specialized maintenance and supervision services, including surveys, inspections, and technical assistance.
The works must ensure navigability for design convoys up to 290 m in length and 65 m in beam, guaranteeing a minimum draft of 3.05 m (10 feet) plus a 0.30 m under-keel safety margin.
Key dates
October 15, 2025: deadline for questions.
October 21, 2025: submission and opening of bids.
Strategic relevance
The tendered section constitutes the country’s main inland waterway. With this intervention, the MOPC seeks to ensure the continuous operability of the Paraguayan waterway, which is essential for foreign trade and regional cargo transport.
For more information on the tender, please click on the following link: ID 475451
Infrastructure Pipeline
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